Frequently Asked Credit Questions in Plano TX

Credit FAQs in Plano, TX


Q. Can I get approved for a car loan with bad credit?

A. Of course, our team of professional sales specialist specializes in bad credit scenarios and will work diligently to get you approved for an auto loan.


Q: Can I get approved for a car loan if I am in debt?

A: Yes, whether you have credit card, student loans, or a home mortgage, our sales team is qualified to get you approved for a car loan. We work with numerous financial institutions on a daily basis that understand high debt circumstances and we are  able to get customers approved for a new or used car. 


Q. I just got out of a divorce, am I able to get approved for an auto loan? 

A. Despite any division of assets or accounts, we can still get you approved for an auto loan. Our sale team works with divorcees on a daily basis and we understand the credit difficulty that a divorce can cause. We can get you approved for a loan that fits your new lifestyle and readjusted finances.


Q. I just started a new job, can I get approved for a car?

A. The answer is yes. All our sales specialist needs from you is a pay stub, proof of income or job verification and we will work with you to get you approved for a car loan.


Q. I filed for bankruptcy, is my credit good enough to get approved for a car loan?

A. Although a bankruptcy could stay on your credit for up to 10 years, you can still get approved for a car loan. It can also help you rebuild your credit score.  



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David McDavid Acura

4051 W. Plano Parkway
Directions Plano, TX 75093

  • Sales: 866-749-0513
  • Service Center: (877) 635-2559
  • Parts: (877) 398-4947
David McDavid Acura in Plano provides customers with all of the knowledge necessary to manage their credit and apply and get approved for an auto loan in Plano, TX. Getting customers financed for a car, SUV, trucks or van is what we do here at our dealership. We understand all credit scenarios and we are trained to tackle credit issues stemming from high debt to credit difficulty caused by divorce or bankruptcy. We are more than a dealership. We are a help center and we want to help you today! View our CREDIT TIPS section to learn more, APPLY FOR A LOAN, or fill out contact form to be contacted by one of our sales specialists. We look forward to serving you!